Our Values

We believe in the value of comprehensive professional financial planning.  Our purpose is to help you define your goals, design a strategy to meet your goals, and implement a strategy to work towards your goals.  Our expectation is to build a committed relationship with you over your lifetime. To do this, we have some core beliefs: · The level of communication between us will determine success. Financial planning is personal, so we often ask you to share with us many things that you don’t share with anyone but your family. · We do not believe in timing the market. Our belief is in developing a proper Asset Allocation based on the individual’s investment time horizon, and risk tolerance. If you have a longer time horizon, you should accept some of the volatility risks of the stock market. For those needs that are shorter, you should not accept as much risk. · We believe that we should respect and trust each other; if that ever stops happening, we believe our relationship needs to be reevaluated. · We believe that if we make mistakes, we must correct them. But first, we must know of them. Please talk to us so that we may do so. · We believe that you should be as involved in your plan as we are. This means that we will often ask you for help in gathering information or talking with other advisors who may have this information. · We believe in the value of synergy.  A competent, healthy communication and exchange of ideas between all related advisors is essential to pursuing desired success for you.